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Rellevate

About Us

Rellevate is a fintech empowering consumers with innovative services for flexible money access. Available through private and public sector partnerships, our offerings include Digital Bank Accounts, Debit Cards, Earned Wage Access, Bill Pay, and Money Transfer. Our proprietary software ensures real-time money movement and account funding to various end-user methods such as wallets, multi-wallet accounts, debit, prepaid, and incentives.

Trusted by over 3 million account holders

Our Mission

Empowering Americans to affordably access, move, and use their money - anytime, anywhere.

Rellevate empowers American employees, gig workers, and consumers by providing access to a suite of high value, low-cost digital banking and payment services. Rellevate partners with employers, public sector, non-profit organizations, and directly with consumers so that nobody is financially left behind.

Rellevate mission illustration

Our Team

Dedicated, Passionate, Experienced.

Rellevate leverages our team’s collective experience at leading financial services and money movement companies over the past 20+ years (e.g. Mastercard Worldwide, Western Union, American Express, Chase, Simon Property Group, and J.G. Wentworth, etc.).

We are committed to delivering digital transactional services to empower American consumers to simplify their lives, save them time and money.

View Leadership Team

Awards & Recognitions

Digital Payments Innovation

Digital Payments Innovation award

Excellence in Finance

PayTech Awards USA 2023

2024 PayTech Awards

2024 PayTech Awards

Rellevate’s commitment to innovation and financial inclusion has been recognized through several prestigious industry awards. These accolades not only highlight our technological advancements but also underscore our mission to empower middle and lower-income Americans through cutting-edge digital banking and payment services.

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FAQ

Frequently Asked Questions

Who does Rellevate serve?
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Rellevate provides modern financial technology and payment solutions for organizations looking to optimize how they pay and support their workforce or beneficiaries. We serve:

  • Private Sector: Improving retention through Earned Wage Access (EWA) and digital banking.
  • Government & Public Sector: Modernizing distribution for TANF, Foster Care, Child Support, and Disaster Relief.
  • Non-Profits & NGOs: Streamlining humanitarian aid, project funds, and volunteer stipends.
  • Universities & Higher Ed: Simplifying research payments, student-athlete per diems, and NIL compensation.
What problems does Rellevate solve?
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  • Rellevate eliminates the friction of traditional financial cycles for both organizations and individuals:
    • Rigid Pay Cycles: Breaks the “two-week wait” with on-demand pay.
    • Financial Stress: Reduces reliance on costly alternatives.
  • Manual Overload: Replaces costly paper checks with automated digital workflows.
  • Payment Delays: Enables near-instant distribution of reimbursements, aid, and claims.
  • Banking Gaps: Provides secure accounts for unbanked or underbanked populations.
What is Earned Wage Access (EWA) and how does Pay Any-Day work?
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Earned Wage Access (EWA), or on-demand pay, allows employees to access wages they have already earned before their scheduled payday. It is not a loan; it is real-time access to accrued earnings.

  • Instant Access: Employees can access up to 50% of earned wages immediately.
  • Zero Cost: A rare, fee-free benefit for both the employer and the employee.
  • No Payroll Changes: Our “easy path to launch” requires no disruption to your current payroll process.
  • Digital Liquidity: Funds move instantly to a Rellevate Mastercard® Pay Any-Day or digital account.
  • Seamless Reconciliation: Rellevate handles the advances; the remaining balance is paid normally on payday.
How does Rellevate streamline organizational disbursements?
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Earned Wage Access (EWA), or on-demand pay, allows employees to access wages they have already earned before their scheduled payday. It is not a loan; it is real-time access to accrued earnings.

  • Instant Access: Employees can access up to 50% of earned wages immediately.
  • Zero Cost: A rare, fee-free benefit for both the employer and the employee.
  • No Payroll Changes: Our “easy path to launch” requires no disruption to your current payroll process.
  • Digital Liquidity: Funds move instantly to a Rellevate Mastercard® Pay Any-Day or digital account.
  • Seamless Reconciliation: Rellevate handles the advances; the remaining balance is paid normally on payday.
How do organizations get started with Rellevate?
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Getting started with Rellevate is fast and friction-free — no complex HRIS or payroll integrations required.

  1. Discovery: A brief session to align our modular tools with your specific program goals.
  2. Rapid Enrollment: You select the features you need. Our flexible architecture allows you to toggle features like prepaid, wallets, ATM access, send money, billpay
  3. Earned Wage Access (Pay Any-Day), digital accounts, or specific SKU-level spending controls for disbursement cards.
  4. Fast Launch: Once your program configuration is approved, we quickly enable distributions and provide real-time analytics so you can start seeing results without the heavy lift
How do organizations get started with Rellevate?
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Getting started with Rellevate is fast and friction-free — no complex HRIS or payroll integrations required.

  1. Discovery: A brief session to align our modular tools with your specific program goals.
  2. Rapid Enrollment: You select the features you need. Our flexible architecture allows you to toggle features like prepaid, wallets, ATM access, send money, billpay
  3. Earned Wage Access (Pay Any-Day), digital accounts, or specific SKU-level spending controls for disbursement cards.
  4. Fast Launch: Once your program configuration is approved, we quickly enable distributions and provide real-time analytics so you can start seeing results without the heavy lift
Is Rellevate a bank?
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Rellevate is a financial technology company, not a bank. Banking services are provided by our partner banks, Sutton Bank and Republic Bank & Trust Company, Members FDIC.

The Rellevate Visa® and Mastercard® Debit Cards are issued by these partner banks pursuant to licenses from Visa U.S.A. Inc. and Mastercard International. This partnership ensures all accounts are secure, FDIC-insured, and accepted globally.

Does offering Rellevate cost my organization anything?
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Rellevate is designed to be a high-impact, low-barrier solution with flexible pricing models tailored to your sector:

  • For Private Employers: Rellevate is provided at no cost to the employer. It is a turnkey financial wellness benefit that allows you to offer Pay Any-Day and digital banking without adding a line item to your budget.
  • For Government, NGOs, & Educational Institutions: For more complex fund distribution programs, there may be a setup fee or implementation costs, depending on the project’s scale and technical requirements.

In all cases, our goal is to provide a sophisticated, cost-effective platform that delivers a significant return on investment through improved operational efficiency and recipient satisfaction.

Address

700 Canal St 1st Floor
Stamford, CT 06902

Your Money - Anytime!

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